Githaiga, M. W., Mugambi, H. and Kariuki, M. (2025) “Resources and Performance Appraisal Implementation: A Case of Deposit Taking Saccos in Kiambu County, Kenya”, African Multidisciplinary Journal of Research, 1(1), pp. 285–296. doi: 10.71064/spu.amjr.1.1.2025.346.